Nope! Nomi will be added to everyone’s health plan effective July 1, regardless of which plan you are on – Black or Orange. Be sure to use a Nomi Network provider to experience the most significant cost savings.

Visit the link below for a special Open Enrollment period, May 29 – June 3, 2025.

Nomi is a nationwide network with approximately 20,000 providers in network with more being added regularly. Use sample group ID MNCL1 to search the current Nomi Health Directory

Both locations of Bronson Orthopedic and Joint Specialists are in Nomi’s network, as is Bronson Oncology and Hematology.

Certain lab/radiology locations are not included in Nomi, including Bronson Advanced Radiology/Lab. You could still go to Bronson Advanced Radiology/Lab, but there may be a copay, coinsurance, and/or deductible, depending on the procedure and which plan (Black or Orange) you are on. However, if you wanted a no-cost solution, you could talk to your doctor about getting your procedure done at Bronson hospital.

Use sample group ID MNCL1 to search the current Nomi Health directory.

Nomi will automatically be added to our health plan on July 1. Be sure to use a Nomi Network provider to experience the most significant cost savings.

Before Nomi, we had in-network and out-of-network. “In-network” and not Nomi becomes Tier 2 and “Out-of-Network” becomes Tier 3. Here is a benefits summary.

Yes. You can still see a non-Nomi provider and ASR still covers the same amount as if Nomi had never been added. You may have a deductible, copay, and/or coinsurance, just as you would have in January 2025 as an example. Note that Borgess Hospital is considered a Tier 2 provider.

These are Kalamazoo College claims that demonstrate how these claims would have been priced if Nomi had been in place when the service was performed.

These are the monthly premiums that began in July 2024 and will continue through December 2025. Bi-weekly employees, divide these premiums by 2 to confirm the health insurance deduction per paycheck.

You are able to automatically carryover up to $660 from 2025 into 2026. There is nothing that you need to do to cause the carryover to occur. You can check your flexible spending balance at the BFG Group Wealth Care Portal or by logging in to the Acrisure/Burnham & Flower app. The next open enrollment for flexible spending will occur in November 2025 with enrollments effective on January 1, 2026.

Copays for mental health services reduce to zero ($0) for BHS providers.

NOTHING is lost by adding Nomi. Currently, Kalamazoo College uses two networks of healthcare providers – HAP/Physician’s Care and Aetna. Those networks remain part of our healthcare plan.

Nomi is another national network that is added to our current networks. If employees happened to use a Nomi provider, their copays for seeing the doctor would be zero. If employees happened to see a provider that is not part of Nomi, but is part of HAP/Physician’s Care or Aetna, they would have the same copays/coinsurance/deductibles.

Fair question. A critical eye is important when evaluating an opportunity. In this case, Nomi guarantees 100% payment to providers within two business days. Providers are accustomed to receiving prompt payment from insurance companies, but not necessarily from patients for their share. Consequently, providers are often waiting for long periods of time for payment from patients, and in some cases, never receive payment from patients. Nomi providers are willing to charge less for service in exchange for guaranteed and timely payments.