Kalamazoo College is proud to offer two healthcare plans powered by ASR.

Does ASR cover over-the-counter (OTC) COVID-19 rapid tests?
ASR members seeking care outside of Michigan will change to the Aetna Signature Network January 1, 2022.

Minimal disruption to members is expected with this change, as the vast majority of the providers who participate with Cigna and MultiPlan also participate with Aetna. Check that your providers are part of the Aetna PPO network to ensure that you won’t have any disruption of coverage expectations as of January 1, 2022, when this change takes effect. You may search for provider(s) by visiting and clicking on the Aetna National PPO Network link under Search for Providers.

Where do I find information about health coverage for my auto insurance carrier?

2022-23 Black (90%) Plan

This plan includes an automatic Medical Reimbursement Arrangement (MRA) that reduces the actual Plan Benefit (in-network) deductible by 75%.

ASR Surgeries Requiring Certification

Beginning January 1, 2022 your surgery may require prior certification. Please check the link above.

2022-23 Orange (100%) Plan

This plan features no deductible and no additional expense for many services.


Access your ASR information anywhere, anytime on your mobile device. Download from the Apple App Store or Google Play Store for free.

Flexible Spending

Learn about expenses eligible for flexible spending, register for flex direct deposit, and find out how to access your flex account in real-time.

AmWell Virtual Health Visits

Be connected anytime virtually with a certified provider.
$0 Co-payment Service Key = asrcopaywaived


Learn more about this plan’s design, rates, and other details.

Prescription Drug Program

Learn about our prescription drug program including domestic mail order and international mail order.


Vision care is available through vision insurance and a separate discount program. Learn more on the Vision page.

Domestic Partnership

Learn more about domestic partnership policy and spousal/domestic partner coverage information.

Machine-readable files

The Transparency in Coverage (TiC) Rule – released in October 2020 by the Departments
of Labor, Health and Human Services, and Treasury (the “Departments”) – requires non-grandfathered group health plans to create a member-facing price-comparison tool and post three separate machine-readable files on a public Website.

ASR Health Enrollment can only be completed within the first 30 days of hire or during Open Enrollment unless you have a qualifying “life changing” event including marriage, birth/adoption of a child, divorce, death, lost eligibility or loss of coverage.  An employee has 30 days from the date of a “life changing” event to make changes to health insurance.  Please email with further questions.

Not all documents may be accessible to people with disabilities. Please contact for ADA compliant documents if needed.