For Health Benefit Plan for Kalamazoo College

This is a summary of the annual report of the Health Benefit Plan for Kalamazoo College, EIN 38-1358014, Plan No. 513, for period July 1, 2022 through June 30, 2023. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA).

Insurance Information

The plan has contracts with Unum Life Insurance Company of America to pay life insurance, long-term disability, accident and AD&D claims incurred under the terms of the plan. The total premiums paid for the plan year ending June 30, 2023 were $203,674.

Uninsured Components

Certain medical, dental and vision benefits of the Plan are not funded. Kalamazoo College has committed itself to pay these benefits out of its general assets.

Your Rights To Additional Information

You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report:

• insurance information, including sales commissions paid by insurance carriers;

To obtain a copy of the full annual report, or any part thereof, write or call the office of Kalamazoo College in care of the Plan Administrator at 1200 Academy Street, Kalamazoo, MI 49006, or by telephone at 269.337.7248. You also have the legally protected right to examine the annual report at the main office of the plan (Kalamazoo College, 1200 Academy Street, Kalamazoo, MI 49006) and at the U.S. Department of Labor in Washington, D.C., or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: Public Disclosure Room, Room N-1513, Employee Benefits Security Administration, U.S. Department of Labor, 200 Constitution Avenue, N.W., Washington, D.C. 20210.