Pre-65 Retirees

Health, dental, and vision insurance continues with ASR for pre-65 retirees.

Your health insurance payment can be made online on Hornet HQ. Please visit HornetHQ Payment Instructions for assistance.

Retirees gain access to the Emeriti Health Savings account, manage by TIAA. For your convenience, Emeriti offers an option, no fee, Rx Debit Card.

Pre-65 Open Enrollment

Pre-65 retirees, spouses and dependents can learn about plan changes and enroll or make changes by selecting the buttons below. If you have questions please contact hr.benefits@kzoo.edu.

Standard Monthly Health Insurance Rates
CoverageBlack PlanOrange Plan
Single$620.17$794.30
Double$1,435.24$1,787.17
Family$1,860.50$2,382.90
Retirees who began employment at K in or after October 2001. Rates effective July 1, 2024
Grandfathered Health Insurance Rates
CoverageBlack PlanOrange Plan
Single$220.17$394.30
Double$1,037.24$1,387.17
Family$1,460.50$1,982.90
Retirees who began employment at K before October 2001. Rates effective July 1, 2024

Vision Program

Rx Optical provides the RX Optical Vision Advantage Program to all Kalamazoo College retirees, regardless of eligibility for other benefits. If you are interested in the program please visit Miasha Wilson in Human Resources to pick up a discount card and a RX Optical Vision Advantage Program Coupon. If you would like a card sent to your home address, please email HR.Benefits@kzoo.edu.

Life Insurance

You can receive a benefit amount of $3,500 through Unum.

Beneficiaries – Please use the Unum Beneficiary Designation Form to name your life insurance beneficiaries.

Benefits Concierge

Connect with Ginger who can walk you through any question or concern you have with your pre-65 retiree benefits.