Retirees Eligible for Medicare

Health, dental, and vision – Kalamazoo College is proud to partner with Emeriti Retirement Health for Medicare supplemental health and prescription plans. For your convenience, Emeriti offers an optional, no fee, Rx Debit Card.

Enrolling in Aetna plans through Emeriti Retirement Health

Kalamazoo College partners with the following specialists to provide personalized experience:

  • Emeriti Service Center: 1.866.363.7484 (Request an enrollment kit)
  • Aetna Advisor: 1.855.212.5666 (Personalized counseling)
  • Aetna Medicare Member Services: 1.888.267.2637
  • Emeriti: www.MyEmeritiBenefits.org (Reimbursements and claim submission)
  • TIAA: 1.866.363.7484 option #3 (TIAA account access)
Vision Program through Rx Optical

Rx Optical provides the RX Optical Vision Advantage Program to all Kalamazoo College retirees, regardless of eligibility for other benefits. If you are interested in the program please visit Miasha Wilson in Human Resources (Mandelle Hall office 108) to pick up a RX Optical Vision Advantage Program Coupon. If you would like a coupon sent to your home address, please email HR.Benefits@kzoo.edu.

Life Insurance through Unum

At no cost to you, Kalamazoo College enrolls eligible retirees into our Retiree Policy for a benefit amount of $3,500 through Unum. To update beneficiaries, please use the Unum Beneficiary Designation Form to name your life insurance beneficiaries.

Medicare Open Enrollment Period

Medicare’s open enrollment period is from October 15, 2024 through December 7, 2024.

Upcoming Changes and Important Dates

As part of Emeriti’s administrative conversion to OneBridge, eligible retirees will:

  • Receive updated debit cards for both prescription and medical claims.
  • Have the ability to request reimbursements for qualified health expenses without having to first transfer funds to the money market mutual fund.
  • Have access to a simpler, streamlined claims process.
  • Enjoy more connectivity with a new smartphone app.

These changes will require Emeriti to interrupt the claims process while transitioning to their new administrative partner. Please note:

  • Emeriti will cease processing claims on the current debit card for the program on October 31.
  • There will be a period, from November 22 to December 27, during which claims submissions will not be processed. Claims received after November 22 will be forwarded to OneBridge for processing.
  • There is no deadline for claims submissions (i.e., they do not have to be submitted by the end of the calendar year), but there will be a delay in issuing reimbursements for claims submitted after November 22.

Of course, a critical component of the Emeriti program is the group insurance program for retired individuals who are participating in Medicare. October represents the start of the Open Enrollment period for Medicare’s 2025 plans. This represents an opportunity for covered individuals to make changes to their elected coverages. In addition, Emeriti is reopening access to the plan for individuals who did not elect Emeriti group insurance coverage in years they were previously eligible. As in past years, we will conduct weekly webinars with Aetna on Wednesdays at 1:30 PM ET during the Open Enrollment period, which runs through late November.

Opportunity to Provide Feedback

We are always looking for ways to improve the information presented here. If you have any feedback to provide about the information or benefits received, please complete an HR Feedback Form. Thank you for your time and feedback! Be well.