Maximize your resources while reducing your taxable income.
Medical Flex Spending Account maximum for 2020 is $2,700.00 annually. The maximum for Medical Flex Spending in 2021 is $2750.00 annually.
Flexible spending elections begin on January 1 and will renew during the next flexible spending open enrollment, which is scheduled to be November.
Kalamazoo College is proud to partner with Burnham & Flower Group.
The Burnham & Flower Wealthcare Admin Portal can be accessed by navigating to www.mywealthcareonline.com/bfgroup. After registering on the portal, real-time access to your flexible spending account can be maintained with BFG Mobile.
Your Burnham & Flower Group Employee ID number is your Kalamazoo College seven-digit ID number with leading zero(s). Example: 0123456
Your Burnham & Flower Group Employer ID is BFG13425.
The Medical FSA plan allows for a carryover of $550.00 or less to the next plan year if you have a balance December 31. The carryover amount will be posted to your account April 1 of the next plan year for use through December 31.
FSA Eligible Expenses
- Acupuncture (excluding remedies and treatments prescribed by acupuncturist)
- Alcoholism treatment
- Artificial limbs/teeth
- Christian Science practitioner’s fees
- Contact lenses and solutions
- Costs for physical or mental illness confinement
- Dental fees
- Diagnostic fees
- Dietary supplements with doctor’s letter of medical necessity
- Drug and medical supplies (i.e. syringes, needles, etc.)
- Eyeglasses prescribed by your doctor
- Eye examination fees
- Eye surgery (cataracts, LASIK, etc.)
- Hearing devices and batteries
- Hospital bills
- Laboratory fees
- Laser eye surgery
- Obstetrical expenses
- Oral surgery
- Orthodontic fees
- Orthopedic devices
- Physician fees
- Prescribed medicines
- Psychiatric care
- Psychologist’s fees
- Routine physicals and other non-diagnostic services or treatments
- Smoking-cessation programs
- Surgical fees
- Vitamins with doctor’s letter of medical necessity
- Weight-loss programs with doctor’s letter of medical necessity
FSA Ineligible Expenses
- Cosmetic surgery and procedures
- Dental bleaching
- Marriage and family counseling
- Over-the-counter items, drugs, or medications that are not medically necessary or are not prescribed by your physician.
- Weight loss programs for general health or appearance
- Premiums you or your spouse pay for insurance coverage (Payroll-deducted premiums sponsored by your employer are eligible under the Premium Only Plan)
- Long-Term Care Insurance does not qualify for reimbursement from a Health FSA. Long-Term Care Insurance can not be offered through a Cafeteria Plan.