Flexible Spending

Maximize your resources while reducing your taxable income.

Medical Flex Spending Account maximum for 2020 is $2,700.00 annually.  The maximum for Medical Flex Spending in 2021 is $2750.00 annually.

Flexible spending elections begin on January 1 and will renew during the next flexible spending open enrollment, which is scheduled to be November.

Administration Information

Kalamazoo College is proud to partner with Burnham & Flower Group.

The Burnham & Flower Wealthcare Admin Portal can be accessed by navigating to www.mywealthcareonline.com/bfgroup. After registering on the portal, real-time access to your flexible spending account can be maintained with BFG Mobile.

Your Burnham & Flower Group Employee ID number is your Kalamazoo College seven-digit ID number with leading zero(s).  Example: 0123456

Your Burnham & Flower Group Employer ID is BFG13425.

The Medical FSA plan allows for a carryover of $550.00 or less to the next plan year if you have a balance December 31. The carryover amount will be posted to your account April 1 of the next plan year for use through December 31.

FSA Eligible Expenses

  • Acupuncture (excluding remedies and treatments prescribed by acupuncturist)
  • Alcoholism treatment
  • Ambulance
  • Artificial limbs/teeth
  • Chiropractors
  • Christian Science practitioner’s fees
  • Contact lenses and solutions
  • Co-payments
  • Costs for physical or mental illness confinement
  • Crutches
  • Deductibles
  • Dental fees
  • Dentures
  • Diagnostic fees
  • Dietary supplements with doctor’s letter of medical necessity
  • Drug and medical supplies (i.e. syringes, needles, etc.)
  • Eyeglasses prescribed by your doctor
  • Eye examination fees
  • Eye surgery (cataracts, LASIK, etc.)
  • Hearing devices and batteries
  • Hospital bills
  • Insulin
  • Laboratory fees
  • Laser eye surgery
  • Obstetrical expenses
  • Oral surgery
  • Orthodontic fees
  • Orthopedic devices
  • Oxygen
  • Physician fees
  • Prescribed medicines
  • Psychiatric care
  • Psychologist’s fees
  • Routine physicals and other non-diagnostic services or treatments
  • Smoking-cessation programs
  • Surgical fees
  • Vitamins with doctor’s letter of medical necessity
  • Weight-loss programs with doctor’s letter of medical necessity
  • Wheelchair
  • X-Rays

FSA Ineligible Expenses

  • Cosmetic surgery and procedures
  • Dental bleaching
  • Marriage and family counseling
  • Over-the-counter items, drugs, or medications that are not medically necessary or are not prescribed by your physician.
  • Weight loss programs for general health or appearance
  • Premiums you or your spouse pay for insurance coverage (Payroll-deducted premiums sponsored by your employer are eligible under the Premium Only Plan)
  • Long-Term Care Insurance does not qualify for reimbursement from a Health FSA. Long-Term Care Insurance can not be offered through a Cafeteria Plan.

Register for Flexible Spending Direct Deposit

Flexible Spending Direct Deposit

Sign up for flexible spending direct deposit
  • Type of Account * Required