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2024-25 Black (90%) Plan – Features lower monthly employee premiums.

2024-25 Orange (100%) Plan – Features higher monthly employee premiums with no deductible and no additional expense for many services.

Access your ASR information anywhere, anytime on your mobile device. Download from the Apple App Store or Google Play Store for free.

Learn more about domestic partnership policy and spousal/domestic partner coverage information.

Enrollment can only be completed within the first 30 days of hire or during Open Enrollment unless you have a qualifying “life changing” event including marriage, birth/adoption of a child, divorce, death, lost eligibility or loss of coverage.  An employee has 30 days from the date of a “life changing” event to make changes to health insurance.  Please email HR.Benefits@kzoo.edu with further questions.

Please visit our Health, Dental and Vision Enrollment page to change or add coverage to your health, dental, and/or vision plan due to a qualifying life event, as a new hire or retiree.

Each year, typically in late fall or early winter, we’ll launch open enrollment for employees to adjust their elected benefits. Please visit the Open Enrollment Information page to learn more information about the open enrollment process to include frequently asked questions.

Learn about our Prescription Drug Program including domestic mail order and international mail order.

Learn more about ASR’s dental plan’s design, rates, and other details.

Vision care is available through vision insurance and a separate discount program. Learn more on the Vision page.

Effective 7/1/2024, all mental health, substance abuse and autism services will be carved out of the ASR plan and managed by Behavioral Health Systems (BHS). This partnership also allows ALL employees to receive 6 free employee assistance visits, regardless of benefits status. Visit our BHS webpage to learn more.

Effective September 1, 2022, ASR Healthcare Choices makes it easy to find quality, affordable care. When you shop for health care, you have the power to decide what meets your needs, from the doctors you see to the costs for your services. Visit our ASR Healthcare Choice + Rewards Program page to learn more information.

Be connected anytime virtually with a certified provider. The Service Key to ensure a $0 copayment is asrcopaywaived. Please visit AmWell’s website to learn more information today!

Please visit our flexible spending account page to learn about expenses eligible for flexible spending, register for flex direct deposit, and find out how to access your flex account in real-time.

ASR Medical, Dental and Vision Claim Reimbursement Form

Magellan Rx Reimbursement Form page 1

Magellan Rx Reimbursement Form page 2

Beginning January 1, 2022, your surgical procedure may require prior certification to ensure coverage. Please visit our webpage to review the complete list.

ASR Health Benefits regularly reviews our medical-management program to ensure it provides maximum health benefits and value to our members. To this end, we have carefully reviewed the list of infusion and injection therapy currently requiring certification under your health benefit plan, and we are notifying you of updates to this list effective February 1, 2023.

What has changed? Effective February 1, 2023, new drugs have been added to the list of outpatient infusion or injection therapy requiring certification for medical necessity. These new drugs are identified by an asterisk (*) next to their codes on the list. Note that only Table 1 applies to your health benefit plan; please disregard Table 2 and the reference to the EPLS Progressive Sourcing Program.

How will this change affect me? If you begin outpatient infusion/injection therapy with one of the drugs newly added to the list on or after February 1, 2023, and it is determined that the therapy is not medically necessary, your health plan will not cover any charges associated with that therapy.

What if I am already receiving therapy with a listed drug on February 1, 2023? If you are receiving infusion/injection therapy with one of the drugs newly added to the list, within 60 days of the effective date, and it is determined that the drug is not medically necessary, ASR will send you a letter with a request to contact us. If we do not receive a response from you, we will contact the prescribing provider’s office to arrange for a different drug. You will have until April 1, 2023 to transition to the different drug. If after April 1, 2023 you continue to receive the same infusions/injections, your health plan will not cover any charges associated with that therapy.

What action is required of me? If you have been or will be treated with a drug newly added to the list, you should work with your prescribing provider to determine next steps, particularly contacting ASR for certification assistance. We look forward to being of continued service to you. If you have any questions or concerns, please contact ASR directly.  For a list of infusion/injection therapy requiring certification, please email your Human Resources Department.

The Transparency in Coverage (TiC) Rule – released in October 2020 by the Departments of Labor, Health and Human Services, and Treasury (the “Departments”) – requires non-grandfathered group health plans to create a member-facing price-comparison tool and post three separate Machine Readable Files on a public Website.

Please visit our Consumer Disclosures page to to review important plan summaries, notices and other legal information.

We are always looking for ways to improve the information presented here. If you have any feedback to provide about the information or benefits received, please complete an HR Feedback Form. Thank you for your time and feedback! Be well.