Healthcare

Kalamazoo College is proud to offer two healthcare plans powered by ASR.

Open Enrollment Information

Each year, typically in late fall or early winter, we’ll launch open enrollment for employees to adjust their elected benefits. Please visit the Open Enrollment Information page to learn more information about the open enrollment process to include frequently asked questions.

Important Accessibility Notice

Not all documents may be accessible to people with disabilities. Please contact HR@kzoo.edu for ADA compliant documents if needed.

Black and Orange Health Plan Information

2024-25 Black (90%) Plan – Features lower monthly employee premiums.

2024-25 Orange (100%) Plan – Features higher monthly employee premiums with no deductible and no additional expense for many services.

2026 Black Plan – Features lower monthly employee premiums and higher cost-sharing at the provider’s office.

2026 Orange Plan – Features higher monthly employee premiums with lower cost-sharing at the provider’s office.

2025 Benefits Enrollment Guide

Please take some time to review of 2025 Benefits Enrollment Guide for a quick overview of the plans along with cost-sharing information.

Pro TipSearch the Physicians Care & HAP Network and the Aetna National PPO Network for in-network care.

Kalamazoo College’s network includes two medical networks layered atop each other.

Need Help Finding Care?

Bronson Health provides a fairly comprehensive guide to help you choose the care option that best fits your needs.

MyASR App

Access your ASR information anywhere, anytime on your mobile device. Download from the Apple App Store or Google Play Store for free.

Domestic Partnership Information

Learn more about domestic partnership policy and spousal/domestic partner coverage information.

Enroll as a New Hire, Retiree, or Due to a Qualifying Life Event

Enrollment can only be completed within the first 30 days of hire or during Open Enrollment unless you have a qualifying “life changing” event including marriage, birth/adoption of a child, divorce, death, lost eligibility or loss of coverage.  An employee has 30 days from the date of a “life changing” event to make changes to health insurance.  Please email HR.Benefits@kzoo.edu with further questions.

Please visit our Health, Dental and Vision Enrollment page to change or add coverage to your health, dental, and/or vision plan due to a qualifying life event, as a new hire or retiree.

Prescription Drug Program

Learn about our Prescription Drug Program including domestic mail order and international mail order.

Dental Plan

Learn more about ASR’s dental plan’s design, rates, and other details.

Vision Plan

Vision care is available through vision insurance and a separate discount program. Learn more on the Vision page.

Behavioral Health Systems

All mental health, substance abuse and autism services will be carved out of the ASR plan and managed by Telus, formerly Behavioral Health Systems (BHS). This partnership also allows ALL employees to receive three (3) free employee assistance visits, regardless of benefits status. Visit our BHS webpage to learn more.

Shop for Care and Use Your Money Wisely

Tier 1 providers through Nomi
Need Help Finding Care?

Bronson Health provides a fairly comprehensive guide to help you choose the care option that best fits your needs.

ASR Healthcare Choice + Rewards Program

ASR Healthcare Choices makes it easy to find quality, affordable care. When you shop for health care, you have the power to decide what meets your needs, from the doctors you see to the costs for your services. Visit our ASR Healthcare Choice + Rewards Program page to learn more information.

Free Virtual Doctor Appointments through AmWell

Be connected anytime virtually with a certified provider. The Service Key to ensure a $0 copayment is asrcopaywaived. Please visit AmWell’s website to learn more information today!

Flexible Spending Accounts

Please visit our flexible spending account page to learn about expenses eligible for flexible spending, register for flex direct deposit, and find out how to access your flex account in real-time.

Benefits Requiring Prior Certification

Surgeries Requiring Certification

Your surgical procedure may require prior certification to ensure coverage. Please visit our webpage to review the complete list.

Infusion/Injection Therapy Requiring Certification

ASR Health Benefits regularly reviews our medical-management program to ensure it provides maximum health benefits and value to our members. To this end, we have carefully reviewed the list of infusion and injection therapy currently requiring certification under your health benefit plan.

Other Information and Notices

The Transparency in Coverage (TiC) Rule

The Transparency in Coverage (TiC) Rule – released in October 2020 by the Departments of Labor, Health and Human Services, and Treasury (the “Departments”) – requires non-grandfathered group health plans to create a member-facing price-comparison tool and post three separate Machine Readable Files on a public Website.

Consumer Disclosures

Please visit our Consumer Disclosures page to to review important plan summaries, notices and other legal information.

Opportunity to Provide Feedback

We are always looking for ways to improve the information presented here. If you have any feedback to provide about the information or benefits received, please complete an HR Feedback Form. Thank you for your time and feedback! Be well.