HR Buzz: Personal Finance 101 on Demand

  • What is personal finance?
  • How can one save money for the future while also meeting current financial responsibilities?
  • What is the best way to reduce personal debt?

These questions and more are addressed in Personal Finance 101.

Recorded on November 17, 2022 for Kalamazoo College faculty and staff, this one-hour session provides practical tips for personal finance management at every stage of one’s career.

Not ready to watch/listen to this session? No worries! The session will continue to be available on the Professional Development page of the HR site. (K log in required.)

HR Buzz: Gardening Tips

Growing a garden is a great way to gain access to tasty and delicious fruits and vegetables while enjoying some time outdoors. Here are some gardening tips as we enter into the growing season.

Do you have some tips to share? If so, please be invited to share your tips in the comment section.

Location, location, location

Starting a garden is all about finding the right site. Place your garden where you will see it regularly (out of sight, out of mind applies to gardening). That way, you will be much more likely to spend time in it.

Follow the sun

Pay attention to how sunlight plays through your yard before choosing a spot for your garden. Most edible plants, including many vegetables, herbs, and fruits, need at least 6 hours of sun to thrive.

Discover your zone

Knowing the USDA’s hardiness zone can help one choose the best plants. Simply put, it describes the coldest place a plant can grow. Southwest Michigan is in Zone 6. Find more hardiness zones.

Know the frost dates

Planting too early (or late) in the season can harm your garden. The median date range for the last spring frost in our region is May 1-15. The median first fall frost in our region is October 1-15.

Consider containers

When space is at a premium, look to containers. You can grow many plants in pots, including vegetables, herbs, flowers, berries, and shrubs. When gardening in containers, use a pot that is large enough for the plant that it is hosting.

Start with great soil

When starting a garden, one of the top pieces of advice is to invest in soil that is nutrient-rich and well-drained. If planting in a raised bed, consider using soil designed for raised bed growing.

Choose the right plants

It is important to select plants that match your growing conditions. This means putting sun-loving plants into a sunny spot, choosing heat-tolerant plants in warm climates, and giving ground-gobbling vines like pumpkins and melons ample elbow room (or a trellis to climb).

Plants get thirsty too

The best way to tell if plants need watering is to push a finger an inch down into the soil (that is about one knuckle deep). If it is dry, it is time to water.

Add some mulch

Apply a layer of mulch that is 2 to 3 inches deep around each plant. This will help reduce weeds by blocking out the sun, and reduce moisture loss through evaporation, so you have to water less.

Feed plants regularly

We’ve already talked about the importance of starting with great soil, but that soil works best in concert with regular boosts of high-quality nutrition for your plants. In other words, amazing soil + top-notch plant food = super garden success! So, a month after planting, begin feeding your garden with plant food. Be sure to follow label directions.

vegetable garden

State of Michigan offers free education

If you (or someone you know) is age 25 or older, and thinking about going back to school to pursue an associate’s degree or a skills certificate, now might be the time!

The State of Michigan is offering free tuition at in-district community colleges to those who qualify.

Visit Michigan Reconnect to find a list of eligible colleges, to apply, and more. The online application process is relatively short and award results are typically provided immediately after submission.

Check out the Michigan Reconnect FAQ page or contact the Customer Care Center at 517-636-7000 with questions.